Independent living can be described as any housing option where no clinical or custodial care is provided but typically refers to a community of seniors living in either apartments or condos. In some Independent living communities meals are available in a common dining area and socialization is available through activities and other events. Most apartments and condos will have a full or a semi-full kitchen. Some Independent communities with have a nurse available during business hours for minor medical needs as well as daily monitoring service. Transportation is often available within a short range from the community for medical appointments, shopping, and entertainment.
Who is eligible?
Most Independent living communities are available to seniors only. This is an appropriate level of care for seniors who are able to do their own Activities of Daily Living but no longer want to maintain their own home and desire the socialization options available.
Where it fits in my Health Care Team
A person living in an Independent living community may still be eligible to receive Home Health, Hospice, and Home Care. The Independent Living community may partner with select agencies for the above mentioned care.
How is it paid for?
Independent living is typically paid for through private funds. Some communities offer apartments or condos for rent while others offer them to purchase. The price varies depending on community, apartment size, and services offered. The cost of meals and nursing services may be an additional charge. Some Long Term Care Insurance policies will include Independent living in their benefits. Medicare, AHCCCS, private insurance, and the VA do not cover this service.
What I should know
Some Independent living communities will also offer Assisted Living. If the medical condition of the individual is unstable, look for a community that will allow an easy transition into a higher level of care.